Becoming a first-time homeowner is a big deal, so relish the moment, enjoy the experience, and don’t get bogged down by financial details — that’s what WE are here for! As a full-service mortgage lender, New Capital Investments Home Loans is equipped with the knowledge and experience required to walk you through the home buying experience from start to finish. We’ll help you work out a reasonable downpayment, will connect you with home loans that make sense for your lifestyle and needs, and can assist you with closing costs. No matter what questions you have, we’re here to see you through the entire process and make buying your first home as simple and affordable as possible.
Rent vs. Own
It’s the age-old question: Which is better — renting or buying a home? While there are certain factors to consider, the bottom line is that there are numerous benefits to home ownership that you simply can’t afford to miss out on!
Down Payment Assistance
Despite what you may have heard, a 20% down payment is NOT a requirement for purchasing a home. Ideal Home Loans offers loan programs that help first-time buyers get extremely low down payments. We’re also able to show you how to get your closing costs paid for.
As a first-time buyer, you probably have a lot of questions about homeownership. The Ideal Home Loans staff is ready and waiting to help you get started on your journey today so you can start living your American Dream tomorrow!
Home Purchase Plan
Wouldn’t it be nice if there was a guidebook for buying a home? Well, actually… there is! The Ideal Home Loans Home Purchase Plan offers you a customized report that uses financial data, credit scores, and goals to generate a timeline for purchasing your “ideal” home.
Make sure you have all your ducks in a row before applying for a home loan. Our comprehensive loan application checklist will ensure you have all the information you need on-hand and ready to go when you speak to one of our loan specialists.
Types of Loans
First-time homebuyers are eligible to receive incredible home loans, but you must know how to find them and how to qualify. Ideal Home Loans will show you the ropes and ensure you are set up with the best loan terms available.