Think you can’t do anything about your high mortgage payment? Think again! With interest rates lowering, you’re well-positioned to refinance your home in order to bring your monthly payments down to a more manageable rate. By reducing your ongoing costs, you’ll increase your cash flow, freeing up funds for other purposes and allowing for a more comfortable lifestyle.

Refinancing your home loan is easier than you think, and we’re here to walk you through the process. Typically,  homeowners are good candidates for a re-fi when interest rates have dipped down 1/2 to 5/8 percent lower than their current interest rates. We’re happy to assess your unique situation and advise you on the best time to move forward with the refinancing process.

We’ll also help you determine how to best refinance your mortgage. Perhaps you’d benefit from extending your loan period, or it could be an adjustable-rate-mortgage (ARM) is better suited to your needs. No matter what the case may be, Ideal Home Loans will make sure your financial goals are realized.